Joint Liability Fund (JLF)

All member co-ops participating in the UNFI Supply Contract (USC) and KeHE Supply Contract (KSC) are required to participate in NCG’s Joint Liability Fund (JLF).

Joint Liability Fund Annual Reassessment

NCG completes a reassessment of all participating co-ops’ JLF deposit requirements each year after the end of the second calendar quarter. Invoices for any amounts due are sent in early July. As a result of each annual JLF reassessment, some members see an increase in their required JLF deposit while others may qualify for a credit. Members that recently underwent an expansion or remodel project may be exempt from an annual JLF reassessment if their JLF deposit requirements were already recently adjusted by the National Risk Management Committee.

A member’s required JLF deposit is based on its annual purchases from UNFI, Albert’s, UNFI Wellness, Tony’s Fine Foods, NorCal and KeHE during the prior calendar year.

JLF reassessment calculations will be available in early July and will be accessible through the NCG.coop website on the NCG Billing and Accounting page and posted below.

If you have questions about any of these topics, please email Kelly Bertelli or Daniel Ramos Haaz, listed as contacts for this page.